PRIVACY POLICY
Effective Date: 10/28/2025
This Privacy Policy (“Policy”) describes how JF Insurance LLC (“Company,” “we,” “us,” or “our”) collects, uses, shares, and retains personal information through www.HomeInsuranceFlorida.com (the “Website”), including personal information, in connection with your use of our Website and any transactions, interactions, or other engagements you might have with us both online and offline.
1. SCOPE
This Policy applies to Website users, referral partners, and individuals whose data is provided via signing up and creating an account, Website forms or related communications.
2. INFORMATION COLLECTED
We may collect:
a) Identifying and contact information (e.g., name, email address, phone number).
b) Credentials or login details.
c) Referral submissions, including consumer details and associated consent.
d) Documentation of marketing consent.
e) Technical information (e.g., IP address, device type, Website usage data).
The precise information collected may vary by interaction type.
3. USE OF INFORMATION
Personal information is used for:
a) Registering and managing accounts.
b) Facilitating referral tracking and lead verification.
c) Ensuring compliance with TCPA consent requirements.
d) Communicating regarding program status or updates.
e) Responding to inquiries and providing support.
f) Complying with applicable laws and regulations.
Information is processed only for legitimate business purposes or as required by law.
4. LAWFUL BASIS & CONSENT
a) The primary lawful basis for our processing of personal information is the consent you provide at the time of signup and account creation on the Website. By creating an account and using the Website, you affirmatively consent to the processing of your personal data as described in this Policy.
b) In certain cases, we also rely on the legitimate interests of the Company to process personal data. This basis applies only when the processing is necessary for our business operations and does not override your rights, freedoms, or reasonable expectations.
You have the right to withdraw your consent at any time by contacting us at Help@homeinsuranceflorida.com. Withdrawal of consent will not affect the lawfulness of processing based on consent before its withdrawal.
5. Data Rights
Consumers (including California residents under CCPA/CPRA) have the right to:
a) Know what personal information is collected, used, or shared.
b) Request deletion or correction of data.
c) Limit use and disclosure of sensitive information.
d) Opt out of sale or sharing of data if applicable.
e) Not be discriminated against for exercising privacy rights.
To exercise rights, contact us at Help@homeinsuranceflorida.com. Identity verification may be required.
6. Sharing & Disclosure
a) We do not sell or share personal information of Referral Partners. In accordance with the California Privacy Rights Act (“CPRA”), any personal information related to Referral Partners will not be shared with third parties except as expressly authorized by law or for the purposes of performing services on our behalf under signed agreements.
b) We may share personal information:
(i) with service providers and vendors who perform business operations on our behalf;
(ii) as required by law, subpoena, or governmental request;
(iii) in connection with a merger, acquisition, or sale of assets; and
(iv) only with explicit consent of the data subject.
c) The Company complies with all “Shine the Light” requests pursuant to California Civil Code Section 1798.83, whereby California residents may request information about the categories of personal information disclosed to third parties for direct marketing purposes during the preceding calendar year. To make such a request, please contact us at Help@homeinsuranceflorida.com.
7. Retention & Security
Personal information is retained for as long as necessary to achieve the purposes set forth above or as required by law, including for documented consent (per TCPA and other mandates).
Security is maintained through reasonable physical, technical, and administrative measures to protect information from unauthorized access or disclosure.
8. Minors
The Website is intended only for persons age 18 or older. Information on individuals under 18 will not knowingly be collected, used, or retained.
9. Changes
This Policy may be updated periodically. Updates will be posted at www.HomeInsuranceFlorida.com with the effective date. Material changes may be communicated directly or via prominent Website notice.
10. Contact
If you have any questions about this Privacy Policy, please contact us by telephone at 888-312-2592 or our Contact form.
